Consolidating private education loans why am i dating an alcoholic
Below we've ranked the leading student loan refinancing and consolidation companies.
It's free to apply, and the process usually takes about 15 minutes. You might know the basics of refinancing and consolidating student loans, and what each lender offers in general, but you need to know so much more before choosing a lender.
Our research, news, and assessments are scrutinized using strict editorial integrity.
In full transparency, our company may receive compensation from partners listed on our website. Today, 7 out of 10 graduates are graduating with some form of student loan debt.
So Fi offers borrowers a number of great options for both variable and fixed interest rate loans. The variable rates range from 2.54% to 7.38% and are tied to the LIBOR rate. So Fi offers an interest rate discount of 0.25% if you sign up for autopay.
Signing up for autopay is easy and So Fi's customer service support staff can help you through the process if you run into any trouble.
APRs for variable rate loans may increase after origination if the LIBOR index increases.
Soft credit inquiries allow So Fi to show you what rates and terms So Fi can offer you up front.After seeing your rates, if you choose a product and continue your application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit inquiry.Hard credit inquiries (or hard credit pulls) are required for So Fi to be able to issue you a loan. citizen or permanent resident in an eligible state and meet So Fi's underwriting requirements. To qualify for the lowest rate, you must have a responsible financial history and meet other conditions.Today, So Fi now helps student debt borrowers to refinance student loans nationwide.Borrowers can select the loans they would like to refinance with So Fi, who will pay them off and issue new loans with new terms.